Unlike automaker financing, our low financing rates are available to most members (who qualify for an auto loan), and you can even get pre-approved before you shop! We offer 100 percent financing on new autos for up to 72 months and finance pre-owned vehicles up to seven years of age.

Using the credit union to finance your new auto means you can take any auto manufacturer’s rebates that are available. This could save you thousands of dollars.

Find out how much money you can save by choosing the rebate and financing with CMCCU instead of choosing the automakers’ “zero percent financing”.

Not only will CMCCU help you save money on your loan, we’ll also help you protect your investment. With GAP Insurance, you’ll be covered in the event that your car is stolen or totaled, and your insurance does not pay your full loan amount. With Mechanical Breakdown Protection, you won’t have to worry about expensive repair bills or roadside emergencies. Both of these low-cost plans are optional, so talk to your loan officer for full details. You can even click on the graphic to get your free GAP and MBP quote today!

Mortgage Services
Homebuyers can count on the credit union for competitive rates and flexible terms. We offer purchase or refinance options, a low, fixed rate and a $250,000 maximum loan amount along with a 20-year maximum term. (Index is tied to the 10-year Treasury Bill.) Trust in the credit union for all your first mortgage needs!

Home Equity Line of Credit
A Home Equity Line of Credit is the ideal way to use the equity you have in your home for a variety of purposes including home improvements, college tuition, debt consolidations, or even a dream vacation! Our HELOC features a five-year draw period, with a total loan term of 15 years. You can borrow up to 85% of the value of your home, less mortgage debt, with a maximum of $200,000. Our low rates are tied to the prime rate as it is quoted by the Wall Street Journal.

Home Equity Early Disclosure

Visa Classic and Platinum Credit Cards
Financing your purchases with high-interest department store charge cards and other expensive credit cards can cost you hundreds of dollars each year. And, if you pay an annual fee for your credit card, then you really overpay for what you buy!

The solution is a low-cost Visa Credit Card from CMCCU. The credit union Visa will make it seem like you bought everything on sale. Just take a look at the benefits:

Visa Classic
-15.99% fixed APR*
-No annual fee
-25-day grace period
-Cash advances at the ATM or at the credit union
-Travel accident insurance
-Worldwide acceptance

Visa Platinum
-No annual fee
-8.7% fixed APR*
-25-day grace period
-Cash advances at the ATM or at the credit union
-Travel accident insurance
-Worldwide acceptance

If you are carrying a balance on your department store cards or other high-interest credit cards, you may be able to transfer your charges to a lower-cost credit union Visa Credit Card. We offer a 1% rebate on Visa balance transfers when you switch over to a credit union Visa card. Apply today!

Other Loans and Loan Services
The credit union also offers Share-Secured Loans (term or monthly), Signature Loans (term or monthly) and seasonal unsecured specials.

Apply for your CMCCU loan today!

*APR=Annual Percentage Rate. Rates subject to change.