Effective Date: June 30, 2017
Account Type Dividends Dividend Rate/Annual Percentage Yield
IRA Share Account 0.08% / 0.08%
Kirby Kangaroo 0.08% / 0.08%
Organization Business 0.08% / 0.08%
Regular Share Account 0.08% / 0.08%
Trust Share Account 0.08% / 0.08%
Vacation Account 0.08% / 0.08%

Effective Date: September 30, 2016

Account Type Dividends Dividend Rate/Annual Percentage Yield
Christmas Club 1.00% / 1.00%
Effective Date: August 01, 2017
Money Market
Tier Rate APY
1st Tier 0.10% 0.10% $0.00 to $2,500.00
2nd Tier 0.15% 0.15% $2,500.01 to $10,000.00
3rd Tier 0.15% 0.15% $10,000.01 to $25,000.00
4th Tier 0.20% 0.20% $25,000.01 to $50,000.00
5th Tier 0.20% 0.20% $50,000.01 and up
If average daily balance falls below $2,500.00 a $10.00 monthly fee will be assessed.No more than six (6) pre-authorized, automatic, or telephone transfers may be made from these accounts to another of yours or to a third party in any month.No more than three (3) of these six (6) transfers may be made by check, draft to a third party.

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