Personal Checking
(Share Draft) Account
CMCCU offers a truly cost-free alternative to traditional “bank” checking. Just take a look at these benefits:

-No monthly service charges or per-check fees
-Complimentary starter checks
-No minimum balance requirements
-Free Visa Check Card or ATM Card
-Extended Checking available upon request
-Direct Deposit
-Online check reordering
-Monthly statements
-Plus much more!

-One free box of "Scholar Checking" checks
-Eligibility to apply for a Visa Classic credit card with a minimum limit of $250

Extended Checking
The credit union offers protection from overdraft or returned check fees with Extended Checking. Simply establish a pre-approved Extended Checking loan or arrange for funds to be transferred from your share account. If a check is presented for payment against your account and there aren't sufficient funds available, the credit union will automatically transfer the funds from the designated source and send you a notice of the transaction. Best of all, there is no fee for this service!

ATM Card and Visa Check Card
With your CMCCU ATM card or Visa Check Card, you have access to your savings and checking accounts for withdrawals or balance inquiries whenever and wherever you need it. There is no charge for a Visa Check Card and an ATM card, and using it at one of our ATMs is free.

Your CMCCU Visa Check Card and ATM card may be used at machines nationwide bearing the Star, Plus, Member Access and Cirrus networks. If you use your Visa Check Card or ATM card at an ATM not owned by CMCCU, there is a transaction fee charged by CMCCU. Also, there may be an additional fee added by the owners of machines not owned by CMCCU.

Audio Response
Access your checking account anytime, from anywhere. All you need is a touch-tone phone, your account number and a Personal Identification Number (PIN). You can check account balances, inquire about cleared checks, transfer funds, check on deposits and more, 24 hours a day, seven days a week by calling (660) 747-0397 in theWarrensburg/Centerview area, or (877) 947-0397 toll-free.

Our Audio Response system is free for all CMCCU members. Sign up today by contacting your local credit union branch office!

Virtual Branch
Virtual Branch lets you use your personal computer, MAC, PDA or Web-enabled cell phone to access your credit union accounts online, 24 hours a day. You can check your account balances, view your account history, see what checks have cleared, and transfer funds between accounts. Virtual Branch is secure, convenient and free for all CMCCU members.

Sign up for Virtual Branch today.
To view Online Banking instructions click here.

Shared Branch Network
Your credit union is part of a national network including more than 4,000 locations. Make your credit union transactions wherever you see the swirl.

Click here to find a branch near you!

Mobile Money
Mobile Money is a secure, convenient connection to your CMCCU accounts that allows you to manage your money from your cell phone or web-enabled mobile device. You can check account balances, pay bills, and make transfers while you’re on the go! CMCCU members who are signed up for Virtual Branch can take advantage of this free service. Not a Virtual Branch user? Sign up today by contacting your local credit union office! For further instructions, click here.

E-Statements
Click back and relax with E-statements from CMCCU! You can access your statements anytime from anywhere with an internet connection. Plus, you’ll be protecting your personal information by viewing your financial statements over a secure connection. As an added benefit, you’ll receive free Online Bill Pay when you sign up for E-statements.

To get started, simply log on to your Virtual Branch account and click on “E-statements.”

Online Bill Pay
Did you know you can pay your bills with our Online Bill Pay service? Get rid of your stamps and envelopes, because paying your bills online is quick, safe and convenient. Check it out through Virtual Branch!

Sign up for Virtual Branch today.
To view Online Banking instructions click here.

Payroll Deduction/Direct Deposit
With Direct Deposit, your paycheck, Social Security or other government check is automatically deposited in your CMCCU accounts. There is no need to make special trips to the credit union each month to make your deposits. And, there is no need to worry about lost or stolen checks! Don't forget, you can automatically make loan payments or deposits to other accounts at CMCCU with Direct Deposit.

Payroll Deduction* lets you automatically make deposits to your checking and savings account, IRA, and other family member accounts. You may also make monthly loan payments with Payroll Deduction.

Direct Deposit and Payroll Deduction are free for CMCCU members.

*Certain restrictions apply. Check with your employer or contact the credit union for specific details.

Online Check Re-ordering
You can also re-order checks online! At CMCCU, convenience is key.

Additional Services For Your Convenience
The credit union also offers Money Orders, Wire Transfers, Western Union, Savings Bonds, Night Depository, Drive-Up Windows, and Discount Theme Park Tickets for your convenience.

Your Credit Union is excited to announce AlertMe™, a new credit-monitoring service designed to help members fight identity theft—a growing problem that affects millions of Americans. AlertMe gives early warning of activity on your credit report. Since credit report activity can be a sign of possible identity theft, early detection can help you catch problems quickly to help minimize losses.

AlertMe monitors your Experian credit file daily. New accounts, credit cards over the credit limit, and address changes are just a few of the items that AlertMe monitors. If an activity occurs, AlertMe will send you an email alerting you to the activity. You can log into the service on our web site to read details about the activity and determine whether it is suspicious. AlertMe will also send an email to remind you to order your annual free credit reports.

The cost for AlertMe is $4.25 per month. Quarterly and annual plans are available at a reduced rate. To enroll or learn more, simply click on AlertMe on the left side of the Virtual Branch login page.

Sign up now for