FEE SCHEDULE
as of March 1, 2015
SAVINGS ACCOUNT
Close Account (Within 90 Days) $10.00
Dormant Account $10.00 per month if no activity for 1 year and balance less than $100.00 and no other services used
Excessive Withdrawals $1.00 per withdrawal after 6 per quarter, Kirby Kangaroo accounts after 3 per quarter
Overdraft (EFT Item Paid) $28.00 per item
Returned Item                (NSF or Other Reason) $28.00 per Item
Stop Payment $28.00 per Item
Withdrawal above Reg D Limit $28.00 per Occurrence
REGULAR CHECKING ACCOUNT
Close Account (Within 90 Days) $10.00
Dormant Account $10.00 per month if no activity for 1 year and balance less than $300.00 and no other services (excluding Primary Savings account)
Copy of Check $3.00 per Item
Postdated Items $28.00 per Item
Overdraft                               (ACH, EFT or check) $28.00 per item
Returned Item                (NSF or Other Reason) $28.00 per Item
Stop Payment $28.00 per Item
Check Printing Prices vary depending upon style
BUSINESS CHECKING ACCOUNT
Same fees apply as the Regular Checking Account See above
Monthly Maintenance $10.00 per month
MONEY MARKET ACCOUNT
Same fees apply as the Regular Checking Account See above
Monthly Maintenance No FEE if you maintain the average daily balance, otherwise $10.00 per month.
OTHER SERVICE FEES
(applicable to all accounts)
Account Reconciliation/Research $15.00 per Hour
Delete Joint Owner $5.00
Deposited Item Returned $5.00
Garnishment or Tax Levy $30.00 per time
Money Order $2.00 per Item
Returned Mail $10.00 per month after 3rd statement returned
Statement Copy           (Current or Prior Month) $3.00 per month
Teller Check Payable to Third Party $5.00
Visa Gift Cards $4.00 per card
Visa TravelMoney Card $4.00 per card
Western Union                  (Outgoing-Domestic) $30.00 per time
Western Union                  (Outgoing-International) $50.00 per time
Wire Transfers                 (Outgoing-Domestic) $30.00 per time
Wire Transfer                   (Outgoing-International) $50.00 per time
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
IRA Dormant Account $10.00 per month if no activity for 1 year and balance less than $100.00
ATM CARD OR VISA CHECK CARD
First Card Free
Replacement Cards $5.00/Card
CMCCU ATM Transactions No Charge
Point of Sale Transactions No Charge
Transaction/Inquiry $1.00
VIRTUAL BRANCH ON-LINE BANKING
Bank IT-Account Access Online No Charge
Pay IT-Bill Pay Online $5.95/Month or Free with E-Statements
E-Statement No Charge
SHARE VALUE
Par Value if One Share $1.00 par value, must complete 1 share within 90 days of first deposit
The fees appearing with this Schedule are accurate as indicated on the Truth-in-Savings Disclosure. If you have any questions or require current and fee information on your account, please call the Credit Union.                                660-747-3311

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